Fidelity Home Group | 2 Advantages of Buying a Newly Built Home Today

Written by Miami Beach Mortgage Syndicated User on October 12, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

2 Advantages of Buying a Newly Built Home Today Since there are more new homes on the market, builders are motivated to sell and that’s leading to two great perks: price cuts and lower rates. Let’s connect if you want to see what builders are offering in our area. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.nahb.org/news-and-economics/housing-economics/indices/housing-market-index https://www.realtor.com/news/trends/chart-mortgage-rate-new-home-buy-down/...

Don’t Let Unrealistic Pricing Cost You Your Move

Written by Miami Beach Mortgage Syndicated User on October 10, 2025. Posted in Agent Value, For Sellers, Miami Beach Mortgage, Mortgage Miami Beach, Selling Tips.

These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.And the risk isn’t just missing out on offers, it’s missing out on the move you needed to make in the first place.The Real Pitfall of OverpricingMany homeowners remember what their neighbor’s house sold for a few years ago, and they want to chase that same sky-high number. The problem is, that was a different...

Why Home Prices Aren’t Actually Flat

Written by Miami Beach Mortgage Syndicated User on October 9, 2025. Posted in For Buyers, For Sellers, Home Prices, Miami Beach Mortgage, Mortgage Miami Beach.

If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward.In most places, prices aren’t flat at all.What the Data Really ShowsWhile we’ve definitely seen prices moderate from the rapid and unsustainable climb in 2020-2022, how much they’ve changed is going to be different everywhere.If you look at data from ResiClub and Zillow for the 50 largest metros, this becomes very clear. The real story is split right down the...

Fidelity Home Group | Home Price Forecasts for the Second Half of 2025

Written by Miami Beach Mortgage Syndicated User on October 9, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

Home Price Forecasts for the Second Half of 2025 The expert forecasts for the second half of the year show home prices are still forecast to rise nationally – just at a much slower pace. But that’s going to vary by local market. If you want to know what’s happening with prices in our area, let’s connect! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #housingforecast

Why Experts Say Mortgage Rates Should Ease Over the Next Year

Written by Miami Beach Mortgage Syndicated User on October 7, 2025. Posted in Affordability, Economy, First-Time Buyers, For Buyers, For Sellers, Miami Beach Mortgage, Mortgage Miami Beach, Mortgage Rates.

You want mortgage rates to fall – and they’ve started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here’s why.The Link Between Mortgage Rates and the 10-Year Treasury YieldFor over 50 years, the 30-year fixed mortgage rate has closely followed the movement of the 10-year treasury yield, which is a widely watched benchmark for long-term interest rates (see graph below):When the treasury yield climbs, mortgage rates tend...

Fidelity Home Group | The Latest Mortgage Rate Forecasts

Written by Miami Beach Mortgage Syndicated User on October 7, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

The Latest Mortgage Rate Forecasts f you’re tempted to wait for rates to come down before you buy a home, here’s what you should know. Based on expert forecasts, mortgage rates are expected to stay in the 6s this year. Let’s talk about what this means for your move and how to factor this into your plans. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #mortgagerates Data Sources https://www.fanniemae.com/media/55871/display...

Fidelity Home Group | The 5-Year Rule for Home Prices

Written by Miami Beach Mortgage Syndicated User on October 5, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

The 5-Year Rule for Home Prices Are you worried about home prices? Here’s what you should know. In most areas, home prices are still way up compared to 5 years ago – even with the recent shifts. Let’s look at what prices are doing in our market, so you have the full picture. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.resiclubanalytics.com/p/80-housing-markets-falling-home-prices-may-2025

Why October Is the Best Time To Buy a Home in 2025

Written by Miami Beach Mortgage Syndicated User on October 3, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Miami Beach Mortgage, Mortgage Miami Beach.

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:“By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating power they’ve been waiting for—a rare opportunity in a market that has been tight for most of the past decade.”So, if you’re ready and able to buy right now, shooting for this month means you should see:More homes to choose fromLess competition from...

Fidelity Home Group | Should You Buy a Vacation Home?

Written by Miami Beach Mortgage Syndicated User on October 3, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

Should You Buy a Vacation Home? If you’re ready to buy your own slice of paradise, let’s talk about making that happen this summer. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.pacaso.com/blog/pros-cons-vacation-home https://finance.yahoo.com/news/two-thirds-wealthy-americans-now-150051439.html

What Buyers Say They Need Most (And How the Market’s Responding)

Written by Miami Beach Mortgage Syndicated User on October 2, 2025. Posted in Affordability, First-Time Buyers, For Buyers, Home Prices, Miami Beach Mortgage, Mortgage Miami Beach, Mortgage Rates.

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme. They want affordability to improve, specifically prices and rates (see below):Here’s the good news. While the broader economy may still feel uncertain, there are signs the housing market is showing some changes in both of those areas. Let’s break it down so you know what you’re working with.Prices Are ModeratingOver the past few years, home prices climbed fast, sometimes so fast it left many buyers feeling shut out. But...

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