Want Top Dollar for Your House? Now’s the Time To List It.

Written by Miami Beach Mortgage Syndicated User on February 11, 2022. Posted in For Sellers, Housing Market Updates, Miami Beach Mortgage, Mortgage Miami Beach.

When you’re selling any item, you usually want to sell it for the greatest profit possible. That happens when there’s a strong demand and a limited supply for that item. In the real estate market, that time is right now. If you’re thinking of selling your house this year, here are two reasons why now’s the time to list. 1. Demand Is Very Strong This Winter A recent article in Inman News explains: “Spring, the hottest time of year for homebuyers and sellers, has started early, according to economists. . . . ‘Home shopping season appears to already be in full swing!’” And they aren’t the...

The Path To Homeownership Can Be Steeper for Some Americans

Written by Miami Beach Mortgage Syndicated User on February 10, 2022. Posted in Demographics, First Time Home Buyers, For Buyers, Housing Market Updates, Miami Beach Mortgage, Mortgage Miami Beach.

As we celebrate Black History Month, we honor and recognize the past and present experiences of Black Americans. A significant part of this experience is investing in a home of their own. While equitable access to housing has come a long way, the path to homeownership is still steeper for households of color. It’s an important experience to talk about, along with how working with the right real estate experts can make all the difference for diverse homebuyers. We know it’s a more challenging journey to achieve homeownership for some because there’s still a measurable gap between the...

Don’t Let Student Loans Delay Your Homeownership Dreams

Written by Miami Beach Mortgage Syndicated User on February 9, 2022. Posted in Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Miami Beach Mortgage, Mortgage Miami Beach.

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you can buy your first home? Or could you qualify for a home loan with that debt? To give you the answers you’re searching for, let’s take a look at what recent data shows. That way, you know what to expect and what to do next to achieve your dream of becoming a homeowner. While everyone’s situation is unique, your goal may be more within your reach than you realize. Do you have to delay your plans because of student...

Consumers Agree: It’s a Good Time To Sell

Written by Miami Beach Mortgage Syndicated User on February 8, 2022. Posted in For Sellers, Housing Market Updates, Miami Beach Mortgage, Mortgage Miami Beach, Move-Up Buyers.

In today’s sellers’ market, many homeowners are weighing their options and trying to decide if they should sell their house. If you’re in that group, you may be balancing things like the ongoing health crisis, rising mortgage rates, and your own changing needs to determine your best time to make a move. However, recent data shows that time may already be here. According to the latest Home Purchase Sentiment Index (HPSI) by Fannie Mae, 76% of consumers believe now is a good time to sell. Looking back over the past few years, its clear consumers are incredibly optimistic today. The graph...

Miami Beach’s Best Kept Secret: The Beachfront Townhomes at The Bath Club

Written by Miami Beach Mortgage Syndicated User on February 7, 2022. Posted in Luxury Homes, Luxury Listings, Miami Beach Beachfront Homes, Miami Beach Condos, Miami Beach Luxury Homes, Miami Beach Mortgage, Miami Beach Waterfront Homes, Mortgage Miami Beach, The Bath Club.

Most people assume that in order to find a private home on the sand in Miami Beach, you have to venture up to Golden Beach, past Bal Harbour but before Sunny Isles. But there is a small enclave of 5 private townhomes at 59th and Collins, affiliated with The Bath Club development…

Miami International Boat Show Returns Bigger and Better Than Ever

Written by Miami Beach Mortgage Syndicated User on February 6, 2022. Posted in Around Town, Miami Beach Mortgage, Mortgage Miami Beach.

The Miami International Boat Show is back on Miami Beach this year! Here is a play-by-play of the spots you should visit, whether you are in the downtown area or on the beach…

How Remote Work Impacts Your Home Search [INFOGRAPHIC]

Written by Miami Beach Mortgage Syndicated User on February 5, 2022. Posted in For Buyers, Infographics, Miami Beach Mortgage, Mortgage Miami Beach.

Some Highlights If your workplace is delaying its return to office plans or is allowing permanent work from home options, that may open up new possibilities for your home search. Ongoing remote work could give you the chance for a change in scenery, a move to an area with a lower cost of living, or finding a home with more home office space. If you want to learn more about how remote work can give you more options, let’s connect to discuss your situation and priorities for your home search. Content previously posted on Keeping Current Matters

Florida Mortgage | Why Pre Approval Is Key This Year

Written by Miami Beach Mortgage Syndicated User on February 4, 2022. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

Florida Mortgage | Why Pre Approval Is Key This Year Pre-approval gives you a competitive edge when you make an offer on a house. Let’s connect so you’re in the best position when you find your dream home. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Millions of Americans Have Discovered the Benefits of Multigenerational Households

Written by Miami Beach Mortgage Syndicated User on February 4, 2022. Posted in Demographics, For Buyers, Miami Beach Mortgage, Mortgage Miami Beach.

If your needs are changing, you may be thinking about sharing a home with additional loved ones, such as grandparents, adult children, or other extended family members. Whether it’s for financial or health-related circumstances, or simply because you’ve reached a new phase of life, you might be wondering if living with multiple generations under the same roof is a good move for you. Many people have found themselves in a similar situation and they’ve already made the choice to live in a multigenerational home. What Is a Multigenerational Home? The Pew Research Center defines a...

The Top Indicator if You Want To Know Where Mortgage Rates Are Heading

Written by Miami Beach Mortgage Syndicated User on February 3, 2022. Posted in First Time Home Buyers, For Buyers, Interest Rates, Miami Beach Mortgage, Mortgage Miami Beach, Move-Up Buyers.

Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22% at the start of the year to 3.55% as of last week. This is important to note because any increase in mortgage rates changes what a purchaser can afford. To give you an idea of how rising mortgage rates impact your purchasing power, see the table below: How Can You Know Where Mortgage Rates Are Headed? While it’s always difficult to know exactly where...

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