Category: Miami Beach Mortgage

At Fidelity Home Group, we are Miami Beach Mortgage Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Miami Beach is a south Florida island city, connected by bridges to mainland Miami. Wide beaches stretch from North Shore Open Space Park, past palm-lined Lummus Park to South Pointe Park. The southern end, South Beach, is known for its international cachet with models and celebrities, and its early-20th-century architecture in the Art Deco Historic district with pastel-colored buildings, especially on Ocean Drive.

Multi-Generational Homebuying Hit a Record High – Here’s Why

Written by Miami Beach Mortgage Syndicated User on July 1, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Miami Beach Mortgage, Mortgage Miami Beach.

Multi-generational living is on the rise. According to the National Association of Realtors (NAR), 17% of homebuyers purchase a home to share with parents, adult children, or extended family. That’s the highest share ever recorded by NAR (see graph below):And what’s behind the increase? Affordability. NAR explains:“In 2024, a notable 36% of homebuyers cited “cost savings” as the primary reason for purchasing a multigenerational home—a significant increase from just 15% in 2015.”In the past, caregiving was the leading motivator – especially for those looking to support aging parents. And...

Fidelity Home Group | What You Really Need To Know About Down Payments

Written by Miami Beach Mortgage Syndicated User on June 29, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

What You Really Need To Know About Down Payments A lot of people think you have to put 20% down when you buy your first home. But that’s actually a common myth. Connect with a trusted lender to learn more. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #downpayments

A Rare Giralda Place Gem in Coral Gables Epicenter: 5,000 SF + 4 Balconies

Written by Miami Beach Mortgage Syndicated User on June 28, 2025. Posted in Coral Gables Condos, Giralda Place, Luxury Condos, Luxury Listings, Miami Beach Mortgage, Mortgage Miami Beach.

If prime Coral Gables living at its finest is what you are seeking—you have just found it. Michael Light and Ian Gelerman of The Light Group at Douglas Elliman Real Estate are thrilled to showcase their newest luxury condo listing, 6A?B at Giralda Place, a combination unit and an extraordinary opportunity to occupy nearly 5,000 square feet of pure luxury in the heart of Downtown Coral Gables. Welcome to an exceptional residence that defines luxury living. This sprawling unit boasts a private elevator entry, soaring 11-foot ceilings, and a thoughtfully designed layout that includes a grand...

What Every Homeowner Needs To Know In Today’s Shifting Market

Written by Miami Beach Mortgage Syndicated User on June 27, 2025. Posted in For Sellers, Home Prices, Miami Beach Mortgage, Mortgage Miami Beach, Selling Tips.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years.But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment. Here’s...

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Miami Beach Mortgage Syndicated User on June 26, 2025. Posted in Economy, For Buyers, For Sellers, Miami Beach Mortgage, Mortgage Miami Beach.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

Fidelity Home Group | Why Your Home’s Asking Price Matters More Today

Written by Miami Beach Mortgage Syndicated User on June 26, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach.

Why Your Home’s Asking Price Matters More Today Now that there are more homes for sale, the number of price cuts is back at normal levels. Want a proven pricing strategy that works for today’s market? Let’s talk! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany Data Sources: https://www.realtor.com/news/trends/home-sellers-unrealistic-overpriced-stale/ https://www.realtor.com/research/May-2025-data/ https://www.nar.realtor/sites/default/files/2025-02/consumer-guide-what-goes-into-pricing-your-home-2025-02-05.pdf

Why Your Home’s Asking Price Matters More Today

Written by Miami Beach Mortgage Syndicated User on June 25, 2025. Posted in Infographics, Miami Beach Mortgage, Mortgage Miami Beach.

Some HighlightsA growing number of homeowners are overestimating today’s market. ?And that’s why the number of sellers dropping their price is back at normal levels.?A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an agent.If you want a proven pricing strategy that works for today’s market, connect with a local agent.

Why Homeownership Is Going To Be Worth It

Written by Miami Beach Mortgage Syndicated User on June 24, 2025. Posted in First-Time Buyers, For Buyers, Miami Beach Mortgage, Mortgage Miami Beach, Rent vs. Buy.

Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own.Because when everything else feels up in the air, home can be the thing that grounds you. As the experts at 1000WATT put it:“Homeownership isn’t primarily financial anymore. . . Across all demographics, emotional and lifestyle factors consistently outrank wealth-building as motivators.”Here’s what owning a home can mean for you, especially right now.Freedom To Make...

3 Reasons To Buy a Home This Summer

Written by Miami Beach Mortgage Syndicated User on June 20, 2025. Posted in Buying Tips, For Buyers, Home Prices, Inventory, Miami Beach Mortgage, Mortgage Miami Beach.

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize:This summer might actually be the best time to buy in years. Here are three big reasons why.1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers:Take a look at what happened back in 2021...

The Light Group Welcomes Seasoned Director of Operations, Viviana Taylor!

Written by Miami Beach Mortgage Syndicated User on June 19, 2025. Posted in Miami Beach Mortgage, Mortgage Miami Beach, Our Team.

We are thrilled to announce that Viviana “Vivi” Taylor has joined The Light Group as our new Director of Operations! With over 15 years of experience in the real estate industry, including leadership roles at top brokerages like Douglas Elliman in Coconut Grove and Coral Gables, Vivi brings a proven track record of operational excellence, team leadership and results-driven systems. Born in Asunción, Paraguay, Vivi’s passion for real estate began early. Her father, a dedicated realtor, often took her along on appointments and she got her start working part-time at her aunt’s boutique...